Last updated: 2025-08-12
This Terms of Service (the "Terms") is a binding agreement between you ("End User" or "you") and Copia Wealth Studios Inc. ("Copia", "we", "us", the "Company"). These Terms govern your use of Copia's website at copiaconnect.ai (the "Site") and Copia Connect web application ("App") and the services we offer providing a team collaboration platform that enables workspace management, project organization, and communication tools for teams and organizations (together with the Site and App, the "Services"). The Services are licensed, not sold, to you.
BY CLICKING THE BOX TO INDICATE ACCEPTANCE, BY USING THE SITE, OR OTHERWISE USING THE SERVICES, YOU (A) ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS; (B) REPRESENT THAT YOU ARE OF LEGAL AGE TO ENTER INTO A BINDING AGREEMENT; AND (C) ACCEPT THESE TERMS AND AGREE THAT YOU ARE LEGALLY BOUND BY THESE TERMS AND THE COPIA PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SITE AND CEASE USE OF THE SERVICES.
Subject to these Terms, Copia grants you a limited, non-exclusive, and nontransferable license to use the website for your business use on devices owned or otherwise controlled by you ("Device(s)") and to use the Services strictly in accordance with these Terms.
Copia may, at its sole discretion, change these Terms, including the Copia Privacy Policy, from time to time. If changes occur, we will notify you by email to the email affiliated with your account. Updated versions will never apply retroactively and will give the date they go into effect. We recommend that you check the Terms and Privacy Policy periodically for changes. Your continued use of the Services following the posting of any changes to the Terms means you accept those new terms.
Additionally, Copia reserves the right to modify, suspend, or discontinue the Services (including, but not limited to, the availability of any feature, database, or Content), whether temporarily or permanently at any time for any reason. You agree that Copia shall not be liable to you for any modification, suspension, or discontinuation of the Services. Some modifications may require updates to the Site or App in order to continue to use the Services. Copia may also impose limits on certain features and services, restrict your access to parts or all of the Services, and suspend or terminate users without notice or liability.
You consent to accept and receive communications from us, including e-mail. You may opt-out of receiving marketing communications by following the unsubscribe options we provide to you but some transactional messages are deemed to be part of the Services.
You may access the Site or App without registering for our Services, but as a condition of using certain aspects of the Services, including workspace creation and collaboration capabilities, you are required to create a Copia account (an "Account").
You are solely responsible for maintaining the confidentiality of your Account, which will be accessed only through a secure login sent via email, and for restricting access to your devices and you hereby agree to accept responsibility for all activities, charges, and damages that occur under your Account. If you discover any unauthorized use of your Account, or other known account-related security breach, you must report it to Copia immediately. You agree that you are responsible for anything that happens through your Account until you close your Account or prove that your Account security was compromised due to no fault of your own. Copia cannot and will not be liable for any loss or damage arising from your failure to comply with this section.
While we offer limited access to our Site and Services for free, we do charge for certain features of the Services, including, without limitation, allowing you to create unlimited workspaces, access advanced collaboration features, and store project data on the Site or App. When paid by you, these payments are final and non-refundable. Copia, in its sole discretion, may offer credits or refunds on a case-by-case basis including, by way of example, in the event of an error with your order or in the amounts you were charged.
Copia will charge, and you authorize Copia to charge, the payment method you specify at the time of purchase. If you pay any amounts with a credit card, Copia may seek pre-authorization of your credit card Account prior to your purchase to verify that the credit card is valid and has credit available for your intended purchase.
Copia reserves the right to establish, remove, and/or revise prices, fees, taxes, and/or surcharges for any or all services or goods obtained through the use of the Services at any time. Regardless of the cause, Copia reserves the right to charge the final price after checkout, including without limitation all applicable transaction taxes.
You shall not:
If for any reason, Copia determines that you have failed to follow these rules, we reserve the right to prohibit any and all current or future use of the Services by you. If we have reason to suspect, or learn that anyone is violating these Terms, we may investigate and/or take legal action as necessary including bringing a lawsuit for damages caused by the violation. We reserve the right to investigate and take appropriate legal action, including without limitation, cooperating with and assisting law enforcement or government agencies in any resulting investigations of illegal conduct.
In addition to the license restrictions above, you agree not to use the Services for any of the following prohibited purposes:
When using the Services, you must comply with applicable laws. You must not use the Services to engage in, encourage, promote, offer, or solicit illegal activity, and any such use may be reported to law enforcement. For instance, you must not use the Services to generate:
Copia has a zero tolerance policy regarding CSAM. Any generation or attempt to generate CSAM using our Services is strictly prohibited. We will report all actual or suspected CSAM to the relevant law enforcement authorities and will terminate your account.
You shall not use the Services to generate intimate images of any person without the explicit consent of all individuals involved.
You shall not use our Services to promote hate, discrimination, or harassment, including generating any content that promotes, incites, glorifies, or celebrates:
Use of the Services to conduct or generate any activity or content that promotes, incites, threatens, or glorifies violence is not permitted. This includes, for instance, threats of physical harm or glorification of violent acts or terrorism.
You shall not use the Services to generate content that promotes, encourages, or provides instructions for self-harm or suicide. This includes, for instance:
Using the Services to engage in any form of fraudulent activity or scams is prohibited. This includes, for instance:
You shall not use the Services to generate content that is deliberately misleading, false, or intended to deceive others. This includes, for instance:
Generating content that invades or violates the privacy of others is prohibited.
You acknowledge and agree that the Services, including the Site and App, are provided under license, and not sold, to you. You do not acquire any ownership interest in the Services under these Terms, or any other rights thereto other than to use the Site and Services in accordance with the license granted, and subject to all terms, conditions, and restrictions, under these Terms. Copia, and its licensors and service providers, reserve and shall retain their entire right, title, and interest in and to the Services, Site, and App, including, without limitation, all aggregated and anonymized data collected pursuant to provision of the Services, any algorithms, models, or artificial intelligence or machine learning modules created in provision of the Services, and all copyrights, trademarks, and other intellectual property rights therein or relating thereto and any corrections, updates, adaptations, release notes, enhancements or copies of the foregoing shall remain or vest exclusively with Copia.
Through the Services, or via other users, Copia may make accessible various content, including, but not limited to, project documents, team communications, task information, file attachments, personal data, text, software, scripts, other material and information, and associated trademarks and copyrightable works (collectively, "Content").
You retain your rights to any Content you submit, post, upload, or display on or through the Services ("User Content"). Copia does not receive any rights to the User Content except for the limited rights that enable Copia to offer its Services. Copia requires your permission to host, back up, and share User Content. You hereby give Copia permission to do these activities, and this permission extends to our affiliates and trusted third parties with which Copia works.
You acknowledge that when you use the Site or App, Copia uses automatic means (including, for example, cookies and web beacons) to collect information about your Device and about your use of the Services. You also may be required to provide certain information about yourself as a condition to use the Services or certain features or functionalities. All information we collect through or in connection with these Terms is subject to the Copia Privacy Policy. By using the Site or App, you consent to all actions taken by us with respect to your information in compliance with the Copia Privacy Policy.
The Content and Services are based in the United States and provided for access and use only by persons located in the United States and Canada. You acknowledge that you may not be able to access all or some of the Services outside of these locations and that access thereto may not be legal by certain persons or in certain countries. If you access the Services from outside these locations, you are responsible for compliance with local laws.
Copia may from time to time in its sole discretion develop and provide updates to the Services, which may include upgrades, bug fixes, patches, other error corrections, and/or new features for the Site or App (collectively, including related documentation, "Updates"). Updates may also modify or delete in their entirety certain features and functionality. You agree that Copia has no obligation to provide any Updates or to continue to provide or enable any particular features or functionality. You agree that all Updates will be deemed part of the Site or App and be subject to all terms and conditions of these Terms.
The Services may display, include, or make available third-party content (including data, information, applications, and other products, services, and/or materials) or provide links to third-party websites or services ("Third-Party Materials"). You acknowledge and agree that Copia is not responsible for Third-Party Materials, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. Copia does not assume and will not have any liability or responsibility to you or any other person or entity for any Third-Party Materials. Third-Party Materials and links thereto are provided solely as a convenience to you, and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.
The term of this agreement commences when you acknowledge your acceptance and will continue in effect until terminated by you or Copia as set forth in this section. We may suspend or cancel your Account without notice to you for any reason or no reason at all, including but not limited to if you violate these Terms, you create risk or possible legal exposure for us, your Account should be removed due to unlawful conduct, or our provision of the Services to you is no longer commercially viable. We may suspend your Account without notice to you if we have not received payment for our Services within thirty (30) days of payment being due. After such suspension, if payment is not received within an additional fifteen (15) days, Copia may permanently cancel your Account without notice to you. Copia will provide you with reasonable advance notice via the email address associated with your Account to remedy the activity that prompted us to contact you and give you the opportunity to export your data and files from our Services. If after such notice you fail to take the steps we ask of you, Copia reserves the right to remove your Account information along with any Account settings from our servers with NO liability or further notice to you. Upon termination of your Account, your license to use Copia Services terminates.
THE SERVICES ARE PROVIDED TO YOU "AS IS" AND WITH ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, COPIA, ON ITS OWN BEHALF AND ON BEHALF OF ITS AFFILIATES AND THEIR RESPECTIVE LICENSORS AND SERVICE PROVIDERS, EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICES, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WITHOUT LIMITATION TO THE FOREGOING, COPIA PROVIDES NO WARRANTY OR UNDERTAKING, AND MAKES NO REPRESENTATION OF ANY KIND THAT THE SERVICES OR THE APP WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE, OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, OR BE ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR LIMITATIONS ON IMPLIED WARRANTIES OR THE LIMITATIONS ON THE APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.
EXCEPT AS OTHERWISE SPECIFICALLY PROVIDED, IN NO EVENT SHALL COPIA, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE, OR ANY OTHER LEGAL OR EQUITABLE THEORY WITH RESPECT TO THE SERVICES (I) FOR ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, SUBSTITUTE GOODS OR SERVICES (HOWEVER ARISING), (II) FOR ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE (REGARDLESS OF THE SOURCE OF ORIGINATION), OR (III) FOR ANY DIRECT DAMAGES IN EXCESS OF THE TOTAL AMOUNT PAID IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM. SOME STATES OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU. IN THESE JURISDICTIONS, COPIA'S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
You agree to indemnify, defend, and hold harmless Copia and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including attorneys' fees, arising from or relating to your use or misuse of the Services or your breach of these Terms.
If any provision of these Terms is illegal or unenforceable under applicable law, the remainder of the provision will be amended to achieve as closely as possible the effect of the original term and all other provisions of these Terms will continue in full force and effect.
These Terms are governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to these Terms and our Privacy Policy shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
These Terms, our Privacy Policy, and any statements or rules on the Services on your date of access constitute the entire agreement between you and Copia with respect to the Site and App and supersede all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the Site and App.
No failure to exercise, and no delay in exercising, on the part of either party, any right or any power hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or power hereunder preclude further exercise of that or any other right hereunder. In the event of a conflict between these Terms and any applicable purchase or other agreement, these Terms shall govern.
If you have any questions regarding these Terms, please contact us at support@copiawealthstudios.com.